Privacy policy

This is the same policy the Perawise app shows under More → Privacy.

Perawise keeps your financial life on this iPhone. No account, no server, nothing measured. Here's exactly what that means.

Your data stays on this iPhone

Every account, transaction, bill, budget and goal you enter is written to a database on this iPhone. There's no backend and no user account — nothing to sign up for, nothing to sign in to. Perawise has no server of its own, and the only networks it uses are Apple's: it asks the App Store for the Pro price each time it opens, and about your purchase when you buy or restore Pro. Your ledger is no part of either exchange. It stays on this iPhone unless you turn on iCloud sync or export it yourself — both are yours to start, and both have a section below.

Nothing is tracked

Perawise contains no analytics, no advertising, and no third-party SDKs of any kind. Nobody counts what you tap, and no profile of you is built here or anywhere else. If you've turned on Share iPhone Analytics in iOS Settings, Apple may pass along a crash report — those describe the code that stopped, never your ledger.

Perawise never connects to your bank

There's no bank sync, no card linking, no statement import. Every figure in the app is one you entered yourself.

The assistant runs on this iPhone

Ask Perawise a question and Apple's on-device model works out what you meant, right here — your question and your figures never leave this iPhone, and there's no service on the other end to receive them. It keeps your recent questions in mind so a follow-up makes sense; clearing the conversation starts it over. To word the answer, it's given your question and everything on the answer card: the amounts, and the names beside them — your accounts, categories, shops, bills and goals, when a bill is due, and on each of your biggest expenses its date and the shop or the name you typed on it. It never gets the ledger itself, and every amount it reads back is worked out by Perawise, not by the model. It describes your records — it doesn't give financial advice, and it can't change anything.

iCloud sync is optional — and it's your iCloud

Sync stays off until you turn it on in Manage data. With it on, your ledger mirrors across your own devices through your private iCloud database, under your own Apple Account — the developer of Perawise can't read it, and Apple's iCloud terms cover it. Your app settings stay on this device either way.

App Lock only ever gets a yes or no

When App Lock is on, iOS runs the check. Perawise asks the system whether it's you and receives a single yes or no. Your Face ID and Touch ID data never leave Apple's Secure Enclave, and the app never sees them.

Reminders are scheduled here, not sent to you

Bill and budget reminders are built and scheduled on this device by iOS. There's no push server — nothing you receive from Perawise was sent from somewhere else.

Exports go wherever you send them

Exporting your transactions writes a CSV file and hands it to the iOS share sheet. After that it's an ordinary file: where it lands, and who can read it, is up to you.

Deleting your data

Manage data → Reset all data deletes every account, transaction, bill, budget and goal from this device; your categories are kept so the app still works. With iCloud sync on, the reset clears your other devices too. Deleting Perawise removes the on-device database with it.

If this ever changes

Perawise's privacy behaviour comes from how the app is built — there's no server to change its mind later. If this policy does change, the new text ships with the app and the date below moves with it.